How to claim against a revolving credit card and get your money back

The Spanish Supreme Court has consolidated its case law on revolving credit cards (tarjetas revolving): when the APR applied notably exceeds the normal interest rate for this type of transaction, the contract can be declared void as usurious.

As a result, the customer only has to repay the principal borrowed, recovering everything paid in interest, fees and linked insurance premiums.

The first step is an out-of-court claim against the lender. If no agreement is reached, a lawsuit is filed. At Arnao we assess the viability of your case free of charge.